Policies Plus Website Terms & Conditions

Welcome to the Policies Plus Website. The information offered by Policies Plus (“P+”) on this Website (the “Website”) is subject to certain terms and conditions (the “Terms & Conditions”). These Terms & Conditions apply to all Visitors. By entering the Website or by transmitting any information to or from the Website, you acknowledge and agree to all of the Terms & Conditions. Please read them carefully. If you do not agree to the Terms & Conditions, please do not use the Website. Any use of the Website in a manner inconsistent with these Terms & Conditions is deemed unauthorized access and may subject the Visitor to civil or criminal penalties.

COPYRIGHTS AND TRADEMARKS

P+ is the copyright owner for everything on the Website or has the permission to use the material on the Website. No portion of the Website, including, without limitation, the text or images, may be used in any manner, or for any purpose, without the prior express written permission of P+, except as provided herein. The compilation of all content on the Website is the exclusive property of P+ and is protected by U.S. and international copyright laws. All software used in relation to the Website (and Platform) is the property of P+ or its software suppliers and is protected by U.S. and international copyright laws. By entering the Website, you acknowledge and agree that each name, logo, trademark, or service mark contained on the Website is owned or licensed by P+ and may not be used by you without the prior written approval of P+. P+ will aggressively enforce its intellectual property rights to the fullest extent of the law. Information or images of places or people are either the property of P+ or used on the Website by P+ with permission. Your use of any such materials is prohibited unless specifically permitted by P+. Any unauthorized use of such materials may subject you to penalties or damages, including, without limitation, those related to violation of trademarks, copyrights, privacy and publicity rights.

RESTRICTED USE OF WEBSITE MATERIALS

P+ grants you a limited license to access or print certain information from the Website, and you may store only the necessary information from the Website on your own computer. You may not modify the Website, or any portion thereof, for any reason. Any unauthorized use terminates the permission or limited license granted by P+. P+ reserves all other rights.

LINKING, POSTING AND TRANSMITTING

Although P+ provides certain information accessible on the Website for your personal use, P+ retains all property rights, including, without limitation, property rights under U.S. and international copyright law, to all such information. Without the prior express written permission of P+, you MAY NOT do any of the following: (A) hyperlink to the Website; (B) include information from the Website on another site, on a server computer, or in documents; (C) modify or re-use the information from the Website; or (D) transmit any commands, codes or information to the Website, with the exception of those commands necessary to view the Website. P+ reserves all other rights.

Do not transmit to the Website or to any P+ personnel, any pornographic, obscene, profane, defamatory, libelous, threatening, or unlawful material or any unsolicited commercial communications. Do not transmit to the Website or to any P+ personnel any material that could constitute or encourage unlawful conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law or regulation. Notwithstanding the fact that P+, or other parties involved in creating, producing, or delivering the Website, may monitor or review any transmissions to the Website or to P+ personnel, P+ and such other parties assume no responsibility or liability that may arise from the content thereof, including, without limitation, claims for defamation, libel, slander, obscenity, pornography, profanity, or misrepresentation.

Although the Website may be linked to other sites upon permission, P+ is not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with the linked site, unless specifically stated therein. By entering the Website, you acknowledge and agree that P+ has not reviewed all the sites that may be linked to the Website and is not responsible for the content of any off-site pages or any other site linked to the Website. You further acknowledge and agree that when you follow links to pages not maintained on the Website, you do so at your own risk.

DISCLAIMERS

While P+ makes all reasonable efforts to help ensure that all material on the Website is correct, accuracy cannot be guaranteed and P+ makes no warranties or representations as to the accuracy of the Website. THE WEBSITE, AND ALL INFORMATION AND MATERIALS CONTAINED HEREIN, IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT TO THE FULL EXTENT PERMITTED BY LAW.

LIMITATION OF LIABILITY

By entering the Website, you acknowledge and agree that your use is at your own risk and that none of the parties involved in creating, producing, or delivering the Website is liable for any direct, incidental, consequential, indirect, or punitive damages, or any other losses, costs, or expenses of any kind (including legal fees, expert fees, or other disbursements) that may arise, directly or indirectly, through access to the Website, use or browsing of the Website, or through your downloading of any text or images from the Website. Further, P+ is not liable for outages and/or delays in the event of an Act-of-God, action by any government or quasi-governmental entity, fire, flood, insurrection, riot, explosion, embargo, strikes whether legal or illegal, labor or material shortage, transportation interruption of any kind, work slow-down, or any condition beyond the control of P+.

INDEMNIFICATION & POLICY USE/STORAGE

You agree to indemnify and hold harmless P+, its officers, directors, affiliates and agents, as well as P+’s licensors and other third parties with which P+ contracts, from and against any and all claims, demands, actions, costs or expenses or both, including reasonable attorney’s fees, incurred by or against such persons or entities arising out of or resulting from your use of the Website, your violations of these Terms & Conditions and/or your violation of any rights of a third party.

Visitors represent and warrant that all material, collateral and information provided complies with all applicable laws and regulations, and that Visitors hold the necessary rights or permissions to use said material, collateral and information. Further, Visitors agree to indemnify P+ and to hold P+ harmless from any and all liability, loss, damages, claims, or causes of action, including reasonable legal fees and expenses that may be incurred by P+ arising out of, or related to, your breach of any of the foregoing representations and warranties. Subject to the terms of this document, P+ warrants that it will use reasonable efforts to fulfill its obligations. POLICIES PLUS MAKES NO OTHER EXPRESSED OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, A WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

GOVERNING LAW, ARBITRATION, AND VENUE

By using the Website, you agree that the laws of the State of Florida, without regard to principles of conflict of laws, will govern these Terms & Conditions and any dispute of any sort that may arise between you and P+. Any disputes arising under these Terms & Conditions will be resolved by binding arbitration in Broward County, FL.

VISITOR SUBMISSIONS

By using the Website, you acknowledge and agree that any communication or material you transmit to or from the Website or P+, in any manner and for any reason, may not be treated as confidential or proprietary. Furthermore, you acknowledge and agree that any materials you transmit to P+ may be used by P+, anywhere, anytime, and for any reason whatsoever, including the storage of title policies in our database.

PRIVACY POLICY

P+ collects information that is voluntarily submitted by Visitors (and Platform Users) as well as certain personally identifiable information such as IP addresses, the length of time spent on the Website, and the pages accessed while visiting the Website. The information-gathering technology referred to as “cookies” may also be used in connection with Website use. However, P+ utilizes industry-standard security and encryption technology to ensure that any information collected and/or stored is protected. By using the Website, you hereby understand and consent to the transfer of any data submitted by you to P+. Under no circumstances will P+ exchange such information with third parties. For more information, please read our Privacy Policy located at www.policiesplus.com/privacy-policy or send an email to privacy@policiesplus.com.

SEVERABILITY

If any of the Terms & Conditions shall be deemed invalid, void, or for any reason unenforceable, such condition shall be deemed severable and shall not affect the validity or enforceability of the remaining Terms & Conditions.

MODIFICATION/REVISION OF TERMS & CONDITIONS

P+ reserves the right to revise this legal information at any time and for any reason, without notice or obligation, by updating this posting. Your continued use of the Website following the posting of any changes to the Terms & Conditions will mean that you accept such amendments. We strongly recommend that you periodically review the Terms & Conditions document.